Can a card be both a savings card and a credit card?

A card cannot be both a savings card and a credit card, and the two are financial cards with completely different functions.

credit card:

1 Credit cards are divided into credit cards and quasi-credit cards;

2 Credit card refers to a credit card issued by a bank and given to the cardholder a certain amount of credit, the cardholder can repay the loan within the credit line;

3 The quasi-credit card is issued by the bank, and the cardholder deposits a certain amount of reserve fund as required. When the balance of the reserve fund account is insufficient, the quasi-credit card can be overdrawn within the prescribed credit limit;

4 said credit card, generally single credit card

Debit Card:

1 A savings card is a financial transaction card issued by a bank to provide financial services to depositors, and is a type of debit card;

2 Its main function is to deposit, withdraw money and spend on networked POS at networked ATMs and bank counters.

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