Is there a charge for POS card swiping?

Many consumers have doubts. When they use UnionPay's bank card or credit card, will they be deducted when they use their cards in shopping malls or other places? The reporter interviewed Bank of China, Agricultural Bank of China and China Merchants Bank. All three banks said that they would not be deducted from the handling fee by using UnionPay's bank card or credit card. Only the amount of consumption will be deducted.

Do you have to pay for the card in different places?

In response to the reporter's question, the consumer's bank card or credit card is off-site. Will local fees be charged as a local payment? All three banks said that the same as the local card, the card consumption will not deduct the handling fee from the consumer, only the amount of consumption. Therefore, if you are an off-site card, you don't have to spend a few dollars to collect the hundred-dollar bills when you spend shopping. It is convenient and convenient to pay by billing directly.

Who is the card purchase fee?

Since consumers do not charge fees for card shopping, who is usually charged for the card processing fee? According to the bank, the card processing fee is for the merchant.

On the whole, the hotel catering industry card processing fee is generally 2%; retail, department store, supermarket card processing fee is 0.5%; wholesale merchants card processing fee is 1%, 20 yuan cap. It is precisely because the merchants feel that the card processing fee is very expensive, so there are often consumers who come across the business, and the merchants ask the consumers to pay cash for various reasons such as the machine is broken. In any case, the consumption of credit card is definitely a great convenience for consumers. Consumers don't have to look around for bank outlets, and they can easily solve the problem.

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