Heilongjiang Tianhao Packaging received 5 million loans by credit

Source: Heilongjiang Daily

Without collateral, Heilongjiang Tianhao Packing Products Co., Ltd. borrowed 5 million from the bank within one week. This is something that many companies feel incredible, thanks to the construction of the “Longjiang Intelligent Product Integration Service Platform”.

Heilongjiang Tianhao Packaging received 5 million loans by credit

Recently, Harbin Economic and Technological Development Zone focused on the deepening reform of private enterprises' development pain points. By deepening the credit “gold mine” and promoting the credit asset capitalization, the first attempt was made around “technology empowerment, government credit enhancement, and system risk control”. “Longjiang Intelligent Industry and Energy Integrated Service Platform” comprehensively applies advanced information technologies such as big data and artificial intelligence, integrates financial technology, and innovates a series of credit products with pure credit, unsecured, low-cost and fast lending, and cracks small and medium-sized enterprises. Financing dilemma. At present, five companies in the first phase have successfully obtained 25 million loans through the platform's “credit loan”.

Heilongjiang Tianhao Packing Products Co., Ltd. is a manufacturing enterprise. Since its production in 2015, the company's production scale has expanded four times. In 2017, the company's output value exceeded 100 million. "If we have enough liquidity, our company will develop at a faster rate." He Xiaojiang, general manager of Heilongjiang Tianhao Packing Products Co., Ltd. said that due to the customer's payment deadline, the demand for liquidity is extremely urgent. Nowadays, the company needs 20 million liquidity turnover every month. However, it is very difficult for the company to raise funds by itself. If you want to borrow and lack the necessary collateral, the company can only give up the orders of some big customers.

Until more than two months ago, the staff of the Harbin Economic Development Zone found that Xiao Xiaojiang said that the district should launch the Longjiang intelligent production and integration comprehensive service platform. Enterprises can use the credit loan on the platform, and Xiao Xiaojiang will start applying with the mentality of giving it a try. . "We submitted the company's annual report, production, tax payment and other relevant information to the platform. After the required information was entered, we received 5 million loans issued by the bank in less than a week." Xiao Xiaojiang said that no collateral was used. I got a loan in a week, which was hard to imagine before. Now they are no longer worried that they have no collateral, because their credit can turn into money. Nowadays, the company has used the loan to purchase raw materials, which is expected to increase the value and profit of the company by 10%.

Credit is the best invisible asset, and losing faith will be the biggest bankruptcy.

The above incident reminds us once again that whether it is a company or a person, credit is its best invisible asset. The biggest bankruptcy of a person is the bankruptcy of credit! Even if you have nothing, as long as the credit is still there, there is still the principal of turning over. Protect your credit and cherish every trust that others give you!

Editor in charge: Miao Rong

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