Many people have their own POS machines. Some people double their credit cards for a few months, and some people will have a reduced amount of credit. This is how it is going on. Xiaobian here has compiled several tips for raising cards for your reference.

1, POS machine should be regular

Safety is the premise of everything. The POS machine must choose a regular machine. The identification method is very simple. See if the POS brand company has a central bank to pay the license.

In addition, the agent that provides the handling depends on whether it has a complete service system, so that in the future maintenance card, any problems can be promptly feedback.

2, single quota control

A small amount of small amount is appropriate, generally speaking, the single amount should not exceed 70% of the total credit card. If it is a large credit card, the single transaction should not exceed 3W. Large transactions are easy to monitor and look good.

In addition, the credit card quota should be gradual. For example, the card with a quota of 1w has never been used, and it is brushed once a month, every time 7 or 8 thousand, taboo!

3, do not brush integers

I believe everyone knows that real transactions, such as supermarkets, hotels, restaurants and other industries, the transaction amount is generally a fraction, not all of the amount of 5000/8000/10000.

4, pay attention to the card time

Some POS machines can specify industries and designated merchants. Such a machine, you can pay attention to the time of the card, such as the card in the early hours of the night, but choose the merchant type as a supermarket, obviously not right. The same, brush the bar that morning, no problem?

5, more choices of merchant types

If you want to increase the amount of credit card, you must brush up different types of merchants. If you always brush the same merchant, you will not see the bank in your eyes! And it is not conducive to the amount.

6, or business type selection problem

When we swipe our cards, we can choose more restaurants, bars, gyms, spas, jewelry, etc. (high consumption, rich!!!). In addition, maternal and child, education and other industries are also favored by banks.

7, try to avoid entering the wrong password

Your own POS machine, some small partners will be very random when entering the password, often enter the wrong password, this should pay attention! Frequently entering the wrong password will be considered by the bank to be a security risk.

8, off-site card

This is more taboo, and the card swiping in different places will attract the attention of the bank's risk control, and then check your consumption.

9, total control

In general, you can simulate real consumption scenarios and divide multiple consumption. The monthly credit card amount is controlled at a total of 70% to 90%.

To achieve the above points, our credit card half-year limit can be easily doubled! Of course, this is just a small personal experience, and now the banks are more focused on actual income. Credit card spending, banks earn fees, so as long as we normal card repayment on time, will not be deducted or even sealed.

In addition, installment payment is the bank's favorite! Otherwise, after the monthly bill comes out, how can there be so many 95XXX customer service to care for us? (Image from the network)

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